Bank-to-Bank Transfers2022-03-22T20:07:31-04:00

Bank-to-Bank Transfers now Available!

MCB is excited to offer a new external transfer service through MCB Online Banking. Bank-to-Bank Transfer is a service that allows you to transfer funds between your personal deposit accounts at MCB and deposit accounts at other financial institutions. An inbound transfer moves funds into an account at MCB. An outbound transfer moves funds from an account at MCB to an account at another financial institution.

Basic information about the product:

  • Available to consumers only
  • Deposit account and Online Banking required
  • Bank-to-Bank Transfer is Free
  • Transfer Limits:
  • Inbound transfers – 3 per day not to exceed a total of $25,000
  • Outbound transfers – 3 per day not to exceed a total of $2,500
  • Holds will be placed on Inbound Transfers for 3 business days
  • Transfer will be debited/credited to your MCB account the business day following the day you initiate the transfer if requested by cutoff time (3:30 p.m. EST)

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MCB Century Gold Savings*

The Century Gold Savings account is a traditional savings account which celebrates our 100-year anniversary. This account allows customers to earn a competitive interest rate while saving money for the future and reduces interest rate risk.

* A minimum opening deposit of $100.00 is required. A $2.00 fee will apply for more than six (6) debits per quarter. There is no minimum balance to earn interest. Interest is compounded daily and posts to the account quarterly. Federal banking regulations limit all customers to a monthly maximum of six pre–authorized, telephone or online transfers to other MCB bank accounts, or to third parties. See disclosures provided at account opening for additional account information

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