MCB Personal Banking Checking Accounts

Gold Key Checking*

The Gold Key Checking account offers attractive interest rates to ensure that your funds are earning more for you. You earn interest on the funds maintained in your transaction account. The higher your minimum daily balance, the more interest you earn.

Our premier checking account also offers the following benefits:

  • Free specified checks
  • Free online banking
  • Free online bill pay
  • Free debit card
  • Unlimited no-fee withdrawals from any MCB ATM
  • Unlimited reimbursement of ATM fees for any domestic ATM transaction

For current Gold Key Checking interest rates, call or visit an MCB branch location.

Century Gold Checking**

The Century Gold Checking is a traditional checking account which celebrates our 100-year anniversary.

This account offers many added benefits:

  • Unlimited check writing
  • Free first order of specified checks
  • Free debit card
  • Free online banking and online bill payment
  • Free withdrawals at any MCB ATM
  • Unlimited reimbursement of ATM fees for any domestic ATM transaction

MCB Free Checking***

The MCB Free Checking account is simple to manage and does not have a minimum opening deposit requirement, minimum monthly balance requirement, or maintenance fee.

MCB Free Checking comes with the following added benefits:

  • Unlimited check writing
  • Free debit card
  • Free online banking
  • Free online bill pay
  • Free withdrawals at any MCB ATM
  • Reimbursement of ATM fees for five (5) transactions per month at any domestic ATM

Executive Checking†

The Executive Checking account offers a unique blend of attractive interest rates, ScoreCard Reward® points, and many other benefits to meet the needs of today’s professional.

Executive Checking comes with the following added benefits:

  • Free specified checks
  • Free online banking and online bill payment
  • Free debit card
  • Unlimited no-fee withdrawals from any domestic ATM
  • 5,000 ScoreCard Reward® points applied to an MCB Personal Visa® Platinum Credit Card (subject to credit approval) after account has been open for at least ninety (90) days

* Minimum opening deposit is $50. A $15 monthly service charge will apply if balance falls below $1,000. Interest will not accumulate for balances below $1,000. Interest is accrued daily, posts to the account monthly. See a MCB representative for current interest rates. See disclosures provided at account opening for additional account information.
** A minimum opening deposit of $100.00 is required. A $5.00 monthly service charge will apply if balance falls below $100.00. See an MCB representative to learn about all the benefits of this account. See disclosures provided at account opening for additional account information.
*** The amount charged for checks depends upon the type and style of check selected. The charge is waived for clients over the age of fifty. See disclosures provided at account opening for additional account information. You get five free transactions per month. A nominal fee will be charged for additional ATM transactions.
† For clients with a minimum total income at account opening of $150,000 for an individual account and $250,000 for joint accounts. A minimum opening deposit of $5,000.00 is required. A $15.00 monthly service charge will apply if balance falls below $5,000.00. There is no minimum balance to earn interest. Interest is compounded daily and posts to the account monthly. Electronic statement is preferred. See an MCB representative for current interest rates. See disclosures provided at account opening for additional account information.